Credit and Conversation educates consumers from high school students to adults in credit education, how to better manage their money, set up a spending budget, how to understand their credit report, how to look for errors on credit reports, and how to dispute inaccuracies . Credit and Conversation is dedicated to equipping consumers with knowledge on all credit laws FCRA , FDCPA, CROA, and debt collection practice. Our goal is to strengthen consumers financial well-being with credit literacy . Equipping consumers with knowledge to successfully manage their credit rating .